Best Egg Secured Loan

A More Powerful
Personal Loan
for Homeowners

You’ve got big goals. And you need the right financial tools to tackle them. A home equity loan can give you the amount you need, but the process is slow and it’s stressful bargaining with the roof over your head. Personal loans can get disbursed quicker and easier, but not always at the amount or rate you’re looking for. That’s where we come in.

With the The Homeowners Advantage Loan a Best Egg Secured Loan, you could qualify for lower rates and higher loan amounts than our unsecured loan – without the stress of putting your home up for collateral.

Faster. Larger. Easier.

Here’s how it works.

Unlike a home equity loan, which uses your actual home as collateral, this loan is secured using items that would typically stay with your home when you move – think ceiling fans, window shutters, and built-in bookshelves. The
process is easy and painless.

Good. Better. Best Egg Secured.

Stack up the advantages with The Homeowners Advantage Loan.

No Appraisal

Forget about tidying the house - no appraisal is necessary.

Easy Application

Apply and get approved in minutes.

Faster Funding

Get the funds you need in as little as one day.

Generous Amounts

Achieve your goals with loans from $10,000-$50,000.

Lower Rates

Enjoy low fixed APRs—generally better than unsecured.

Boundless Possibilities

Consolidate debt, pay for big purchases, and more.

Frequently Asked Questions

What is the difference between Secured and Unsecured personal loans?
While both unsecured personal loans and secured loans are offered based on your personal credit history, secured loans also require the presence of collateral.
What collateral is used to secure a Best Egg Secured Loan?
The collateral used to secure your Best Egg Secured Loan could include anything you typically wouldn’t take with you if you were to move to a new home – think window shutters, built-in bookcases and shelves, ceiling fans, water heaters. Some states define fixtures slightly differently, but generally collateral does not include personal items, household goods, or appliances that are not permanently attached to your home.
What if I don’t have equity in my home?
The Best Egg Secured Loan is currently only available to homeowners with equity. If you don’t have equity in your home, you may still be eligible for an unsecured Best Egg personal loan!
What if I want to refinance my home?
Your mortgage lender may require all liens be removed before you can refinance your home. To remove the lien, your Best Egg Secured Loan will have to be paid in full first.

*Best Egg Secured Loans are considered lower risk because unlike home equity loans, a borrower’s home is not used as collateral to secure the loan. Due to this unique difference, in the case that a borrower is unable to repay their Best Egg Secured Loan, Best Egg cannot foreclose on their home. With home equity loans, borrowers who are unable to repay their lenders may have their homes foreclosed on.