Managing personal finances isn’t always easy. Here are 7 simple habits to help you improve your relationship with money and become better at managing money.
Author: Jo Gilley
5 Blogs to Inspire Your Next Home Improvement Project
Thinking of remodeling your home or starting a new DIY project? Check out five of our favorite home improvement blogs to inspire your next home improvement project.
Blog
Fixed-Rate vs. Variable-Rate Loans – Which is Right For You?
There are two basic loan types: fixed-rate and variable-rate. This article explains what each type of loan is and how to determine which one is best for you.
Blog
How to Close the Loopholes in Your Monthly Budget
Do you have loopholes in your budget? You may be able to save each month by closing the loopholes in your monthly budget.
Blog
Paying in Cash? Here are 3 Reasons to Finance a Major Purchase Instead
Sometimes, financing is the better choice to pay for a major purchase, even when you have the cash to cover it.
Blog
Flipping A House? Here’s What To Know Before Investing In A Fixer Upper
So you’re considering flipping a house. Here’s what you need to know before you invest in a fixer upper.
Blog
How to Vacation Big on a Small Budget
Let’s face it – We all could use a vacation. The good news is that you can have a great vacation and stay on budget. Here’s some tips to taking a big vacation on a small budget.
Blog
5 Tips for Saving Money on the Cost of a Medical Emergency
You may not be able to anticipate medical emergencies, but you can definitely prepare yourself for one.
Blog
Guide to Choosing Your Next Home Improvement Project
Not all home improvements are created equal. Learn about which projects can add the most value
Blog
How to Plan (and Budget) Your Dream Honeymoon in 2018
The words budgeting and honeymoons don’t usually end up in the same sentence. We want to change that.
Blog
How Strategic Financial Planning Can Help You Meet Your Goals
You’ve worked hard. You’ve managed your money. And now, you’re looking down the road, preparing for what’s next.
Blog
5 Apps That Can Help You Create a Monthly Budget … And Stick To It
Let’s face it: you’ve got a lot going on, and the last item on your to-do list is budgeting. Keeping up with a budget takes time and requires staying on track. Here’s the good news: with smartphone apps, it’s easier to manage a budget now than ever before. Long gone are the days of manual calculations and filing: these apps connect to your bank, credit and other financial accounts to…
Blog
Why Taking Money Out of Your 401k is a Bad Idea & How Short Term Personal Loans Can Help You Avoid It
Unplanned expenses happen to everyone.
Blog
Honeymooning on a Budget
A honeymoon is a great way to start a marriage and destress after the hectic wedding planning and festivities. You no longer have to worry about seating charts and speeches. All you have to focus on is relaxing and enjoying the trip. We’re here to help with tips and tricks for honeymooning on a budget. Whether a relaxing beach getaway or a busy city excursion, your honeymoon is a vacation…
Blog
What Does a Good Credit Score Look Like?
Your Credit Profile What does a good credit score look like? Your credit profile is an indicator of your financial health to lenders. The better it is, the more access you have to better financial deals and opportunities, such as lower interest rates. Personal finance writer LaToya Irby explains that five factors influence your credit score: Payment history (this accounts for 35 percent of the score) Level of debt/credit utilization…
Blog
Take Control of the Monthly Budget with Your Partner
Talking money is never easy. It can be especially difficult for couples who have different spending styles or financial priorities.
Blog
Why You Lose With Debt Settlement Companies
The rise of debt settlement companies (DSCs) has piqued the curiosity of many Americans who struggle to pay their bills.
Blog
What is a Good Debt-to-Income Ratio?
So, what is the magic number for determining whether your debt-to-income ratio is high or low?
Blog
What is a Debt-to-Income Ratio and Why is it Important?
Sometimes life throws a curveball that hits your pocketbook when you least expect it.
Blog
How to Discuss Household Finances as a Couple Without Arguing
Conversations about money do not have to be heated arguments. Here are a few suggestions for how to initiate and conduct a respectful conversation about household finances.
Blog
How to Lower my Debt-to-Income Ratio?
If you calculate your debt-to-income ratio and decide it is too high, or if you are unable to get approved for the amount you need, there are some things you can do to lower your DTI ratio before you borrow money.
Blog
How to Live Below Your Means
Although it is often touted as the “secret to getting rich,” living frugally is more than a path to more money. It is the foundation for financial freedom.
Blog
The Benefits of Living Below Your Means
Before taking the necessary steps to living below your means, it is important that you understand why you are taking those steps. If the process becomes overwhelming, these incentives can help encourage you to push through.
Blog