There are two basic loan types: fixed-rate and variable-rate. This article explains what each type of loan is and how to determine which one is best for you.
Do you have loopholes in your budget? You may be able to save each month by closing the loopholes in your monthly budget.
Sometimes, financing is the better choice to pay for a major purchase, even when you have the cash to cover it.
So you’re considering flipping a house. Here’s what you need to know before you invest in a fixer upper.
Let’s face it – We all could use a vacation. The good news is that you can have a great vacation and stay on budget. Here’s some tips to taking a big vacation on a small budget.
You may not be able to anticipate medical emergencies, but you can definitely prepare yourself for one.
Not all home improvements are created equal. Learn about which projects can add the most value
You’ve worked hard. You’ve managed your money. And now, you’re looking down the road, preparing for what’s next.
Let’s face it: you’ve got a lot going on, and the last item on your to-do list is budgeting. Keeping up with a budget takes time and requires staying on track. Here’s the good news: with smartphone apps, it’s easier to manage a budget now than ever before. Long gone are the days of manual calculations and filing: these apps connect to your bank, credit and other financial accounts to…
Unplanned expenses happen to everyone.
Your Credit Profile What does a good credit score look like? Your credit profile is an indicator of your financial health to lenders. The better it is, the more access you have to better financial deals and opportunities, such as lower interest rates. Personal finance writer LaToya Irby explains that five factors influence your credit score: Payment history (this accounts for 35 percent of the score) Level of debt/credit utilization…