Our approach
Getting a loan doesn’t have to be a hassle
Our quick process could get you the money you need to get out of a pinch or make a dream real.
Personal Loans
From debt consolidation to home improvement and more, our fast and easy personal loans could help you get the funds you need.
Explore with no impact on your credit score
Check your rate in minutes
Funding in as little as 24 hours
Types of personal loans
Debt Consolidation
Save money by consolidating your debt.Credit Card Refinancing
Cut the plastic and simplify your financial life.Home Improvements
Invest in your house and make it a home.Moving Expenses
Make a move without financial stress.Major Purchases
Restore order when the unexpected happens.Baby & Adoption
Grow your family stress free.Special Occasion
Take the financial burden out of planning a celebration.Vacation Loans
Taking a vacation should relieve stress, not cause it.Secured Personal Loan
Owning a home could earn better rates on personal loans.4.6 rating from
6,500+ reviews
How it works
Your loan could be just 3 steps away
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Find your best fit
Assess your budget, read reviews, and learn about our types of loans to find the one that’s right for you.
“Fast and easy to apply with. Money in the bank in two days. Now I can pay off my credit cards high interest. Thank you so much Best Egg. Very reliable loan.”
Robert of Twin Falls, ID
Quote is an excerpt from actual customer feedback provided via a Best Egg customer survey.
These images are representative and not the actual customer
FAQ
You can apply for loans from $2,000–$35,000, but loan limits can vary by state and with special offer codes, loans up to $50,000 may be available.
An Annual Percentage Rate (APR) includes both the interest rate and any fees, like an origination fee. Best Egg offers fixed APRs to express the cost of borrowing money.
Best Egg offers simple interest loans. Simple interest is calculated on the outstanding principal balance only. This means you aren’t paying interest on top of your interest like credit cards.
There is a one-time origination fee that is included in the principal loan amount, and is deducted from the amount deposited into your bank account.
Other fees: There is a $15 returned payment fee if your money does not get processed (returned checks or insufficient funds in your bank).