What is A High-Yield Savings Account?If you’re saving money for the future, you are likely best off using a combination of checking, savings, and investment accounts. For ...
What Is a 401(k) Plan?A generation ago, it was common for people to stay at one company for their entire career and walk away with a pension that would cover ...
The Three Types of Credit AccountsWhen you hear the word credit, the first thing that probably comes to mind is a credit card. And, for good reason! Credit cards are a ...
What You Should Know About Federal Interest RatesYou may have heard that the Federal Reserve (the Fed) has recently lowered interest rates, and that their decision could impact what ...
6 Tips for Building Your CreditBuilding good credit can be a long journey, but it doesn’t have to be a stressful one. Whether you’re building your credit history from ...
The Difference Between Soft and Hard Credit InquiriesSo, here’s the short story: the main difference between the two types of credit inquiries (or pulls) is that soft credit inquiries will ...
Best and Worst Ways to Use Credit CardsGetting approved for a new credit card is an exciting moment; freshly equipped with a powerful tool that can help you build credit, ...
How Credit Score Impacts Interest RateYou’re likely aware that having a strong credit score is a key step in achieving your financial goals, but do you know the reasons why? ...
Understanding Your Credit ScoreUnderstanding your credit score is essential to maintaining stable financial health. Knowing the logistics behind the purpose of your ...
Are You Creditworthy? Understanding Credit ScoresLenders look at a wide variety of factors, not just credit scores, to determine who they believe is creditworthy enough to borrow ...
How Often Do Credit Scores Change?When it comes to your financial health, understanding how often credit scores change and the reasons they increase and decrease could ...
What is Annual Percentage Rate (APR)?What is APR (Annual Percentage Rate)? The term APR, or annual percentage rate is an important term to understand when you’re applying ...
What is a Good Credit Score?What is considered a good credit score? Learn the basic credit score ranges and what goes into a good credit score.
How Credit Cards WorkMoney — it’s what pays for the things you need and want so you can live your best and most comfortable life. But having access to it ...