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Looking to spruce up your curb appeal or upgrade a drab bedroom? A Best Egg Home Improvement Loan could take the stress out of paying for renovations and repairs. With a quick application and funds deposited into your checking account, getting started is simple.
Owning a home could help you qualify for a lower rate
Searching for a low APR, manageable payment, and lightning-fast funding? Access our lowest rates with a secured loan, exclusively available to homeowners. With no prepayment penalties, you can pay off your loan as early as it works for you—plus automatic payments help keep you on track. With an average APR discount of 20% compared to our unsecured loan, it’s time to see how much you could save.
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“Fast and easy to apply with. Money in the bank in two days. Now I can pay off my credit cards high interest. Thank you so much Best Egg. Very reliable Loan.”
Robert of Twin Falls, ID
Quote is an excerpt from actual customer feedback provided via a Best Egg customer survey.
These images are representative and not the actual customer
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FAQ
Home improvement loans—sometimes called home renovation loans, home remodel loans, or home repair loans—are unsecured personal loans that help people get money to improve their living space. These loans are a type of installment loan, which means you repay the funds over time through scheduled monthly payments.
Home equity loans are different from home improvement loans, even though both can be used for similar projects. A home equity loan uses your home as collateral. A Best Egg Home Improvement Loan can be unsecured, so you can apply without using your home as collateral.
Home improvement loans are typically used for renovation and repair projects like updating a kitchen, replacing windows, fixing a roof, or handling other upgrades around the house. Explore your options and discover what kinds of upgrades you could make with a home improvement loan.
A Best Egg Home Improvement Loan may help you spread the cost of larger home projects over time. With a fixed interest rate and predictable monthly payments, it could be easier to budget for repairs and upgrades. Some borrowers also prefer knowing there is no prepayment penalty if they decide to pay off the loan early.
Considering a home renovation? Ask yourself these questions first. The biggest risk with a home improvement loan is borrowing more than your budget can comfortably support. Missed or late payments can hurt your credit score and make repayment harder. Before applying, review your budget carefully and decide how much you can borrow safely.
When you accept a home improvement loan offer, a hard inquiry may appear on your credit report, and a new account will be added there too. Both can cause a temporary dip in your score. Making on-time payments may help support a stronger payment history, which could have a positive impact on your score. Setting up automatic payments is an easy way to stay on track.
The main fee associated with a Best Egg Home Improvement Loan is a one-time origination fee that’s included in the principal loan amount. There is also a $15 returned payment fee if your payment doesn’t process, which can happen if there are insufficient funds in your checking account.
Applying with Best Egg only takes a few minutes, and if you qualify, you can review your home improvement loan rates quickly. Once approved, funds may arrive in your account within 1-3 business days.
