Restore order when the unexpected happens

When your car breaks down without warning, the roof springs a leak, or your dryer quits on you, a Best Egg Major Purchase Loan could help you get the money you need to cover unexpected expenses.

Make your big purchase with access up to $50k

Check your rate without impacting your credit score

Save money over time with fixed APRs

Get funding in as little as 24 hours*

What to think about when considering a major purchase loan

1

Would you prefer to finance a big purchase so you can preserve your cash flow?

2

Is your credit score high enough to qualify for an APR that suits your budget?

3

Will you be able to pay back your loan without running up additional debt?

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Find out how much you could save

If you’re considering a personal loan for a major purchase, try our calculator to see what your monthly payment and annual percentage rate might be before you apply.

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Learn more about personal loans

FAQ

A personal loan for a major purchase, commonly referred to as a major purchase loan, allows you to finance pricy or unexpected expenses quickly and easily without impacting your savings. With fixed rates and funding in as little as 24 hours*, you can get a big loan fast and repay it through predictable, affordable monthly payments.

Click here to learn more about types of personal loans and which could make your major purchase a minor concern.

Big purchases require big loans! Expenses you might finance with a major purchase loan include vehicles, home renovations, unexpected medical expenses, and more. With that said, you’re free to use the money for just about anything—whatever is most important to you.

If a major purchase loan isn’t the right choice for you, saving money in advance to cover the expense is the most affordable option compared to a big loan. You can also put big purchases on a credit card, but pay close attention to the APR—an unpaid balance at the end of the month can lead to costly interest fees. To avoid fees, make sure to pay your balance in full each month or take advantage of a card with a 0% intro APR.

Ask yourself these questions when considering reasons to finance a major purchase vs. using cash.

With a Best Egg Major Purchase Loan, you can apply for up to $50,000 at low, fixed rates.

It’s important to check in with yourself before making a big financial decision like paying for a major purchase. Learn more tips for building a healthy money mindset.

Ready to get started?