Home Improvement Loans

Help Make Your House a Home

It’s time to tackle that addition or home renovation you’ve been dreaming about. We know you take great pride in your home. Making improvements around your house not only provides a better home for you and your family – but it can also increase your home’s value. However, those improvements come with up-front costs. With the help of a Best Egg personal loan, that new kitchen or swimming pool is not out of reach. A simple, fixed-rate loan can make your dreams a reality.

Paying out of pocket or borrowing against your home’s value are not always ideal options for covering the cost of a large project. Financing your home improvement project with high rate credit cards could leave you paying more in the long run. A personal loan from Best Egg is the smarter, simpler option.

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Home Repair

Don’t spend time stressing about paying for home repairs. Learn about home repair loan options from Best Egg… Learn More

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Home Renovation

Thinking about making home improvement updates to your home, but don’t know where to start… Learn More

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Fixed APR from 5.99%-29.99%*

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Research your options without impacting your credit score


Pay back options with clear terms

With a single monthly payment, you’ll make the exact same payment on the exact same day every month, and know exactly when your loan will be paid off. Best Egg personal loans range from $2,000 to $35,000 with Annual Percentage Rates (APRs) ranging from 5.99% to 29.99%* and for qualified applicants, there are terms to help pay your loan off quicker or make fixed monthly payments more manageable*. You can even set up your loan to automatically withdraw your payment directly from a bank account, so there’s one less thing on your to-do list. Of course, there’s never any penalty for paying more than your monthly payment in order to pay your loan off early. We encourage you to eliminate your debt!

Subject to loan approval and verifications, your money could be deposited into your bank account in as little as one business day. That means you’ll have the money you need to start (and finish) your job sooner, without having to cut corners.

Home Equity Loans vs. Personal Loan: which is better?

Home equity loans are the first place people turn to when they have a home improvement expense, but are they the right choice for everyone?

Home Equity Loans and Home Equity Lines of Credit (HELOC) are secured loans that banks issue when customers want to invest in their home. Getting a Home Equity Loan or HELOC will usually require a home appraisal, which can take weeks to request and process.

Home Equity Loans and HELOCs tend to benefit longtime homeowners with okay credit over homeowners of a few years with good credit.

In addition to the cost of waiting for a home appraisal, the process of obtaining a Home Equity Loan or HELOC usually has fees and closing costs. Even if you plan to build equity on your home, you still may spend a lot of money upfront just to get a Home Equity Loan or HELOC in order to pay for necessary repairs.

Personal loans, like Best Egg Home Improvement Loans can be used for home improvement projects. You receive your rates and terms based on your credit profile and what you need.

They do not require a borrower to place their home or other assets up for collateral, and you don’t need to have the magic home equity value to get the money you need.