Level up your credit confidence

Credit monitoring is a service that helps individuals keep track of their credit report and credit score. Here’s how it works and what it involves:

1. 1. Regular Updates: Credit monitoring services regularly check and update you on changes to your credit report, which is maintained by credit bureaus (like Equifax, Experian, and TransUnion).
2. 2. Alerts: You receive alerts if there are significant changes, such as new accounts opened in your name, large changes in your credit balance, or other activities that might affect your credit score. This can help you detect potential identity theft or fraud early.
3. 3. Credit Report Access: You get access to your credit report and score, allowing you to review your credit history and understand the factors impacting your credit standing.
4. 4. Fraud Detection: Credit monitoring can help identify signs of identity theft or fraud by notifying you of unusual activity or new credit inquiries that you did not initiate.
5. 5. Score Tracking: Credit Manager allows you to track your credit score over time and provide insights or recommendations to help improve it.

Overall, credit monitoring is a proactive approach to managing your credit health and safeguarding against potential financial issues.

Credit monitoring does not affect your credit score. It may, in fact, help you identify activity that could be damaging to your score and correct it before it gets worse.

Credit Manager allows you to monitor your credit to best identify any suspicious activity on your accounts. If you notice a dip in your score, check your credit report for errors or fraudulent activity.

Getting started is easy. If you have a Best Egg Financial Health account, log in and add your checking and credit card accounts. We’ll do the rest. If you aren’t registered yet, sign up here for free.