Credit Card Refinancing

Goodbye credit card debt…
Hello financial freedom!

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What is Credit Card Refinancing?

Credit card refinancing is a type of debt consolidation that could simplify your life by allowing you to combine multiple credit card balances into one easy payment. A credit card refinancing loan may come with low, fixed interest rates that don’t change during the life of the loan. If you’re one of the many people who can’t pay more than the minimum monthly payment on high-interest rate credit cards, you could save thousands of dollars in interest. At Best Egg, we believe there’s a smarter way to manage credit card debt and get on the path to financial freedom with a credit card refinancing loan.

 

Credit Card Refinancing vs. Debt Consolidation

What’s the difference between debt consolidation and credit card refinancing? Credit card refinancing and debt consolidation are very similar in the sense that they both help you pay off multiple debts with a personal loan. Credit card refinancing is about lowering your interest rate so you can be free of credit card debt. If you’re thinking about refinancing with a balance transfer offer from another credit card, you might want to think it through some more. While balance transfers can come with low introductory interest rates, those rates expire at some point and could leave you with a higher interest rate to pay on the remaining balance. Let’s not forget that you could be charged a balance transfer fee and be tempted to run up more debt by using the card for unnecessary purchases.

 

Is Refinancing Credit Card Debt a Good Idea?

Scrambling — while it’s great for eggs — isn’t all that great when it comes to trying to make your monthly payments on credit cards. If this sounds like you, you might want to consider refinancing your credit cards with a Best Egg Credit Card Refinancing Loan. If you have a good credit history and high-interest credit card debt, a credit card refinancing loan could help you save money on interest and say goodbye to credit card debt — once and for all.  

How Do I Find the Best Credit Card Refinancing Loan?

When it comes to credit card refinancing, there’s no one-size-fits-all loan. It’s easy to get overwhelmed by all the offers that are out there, but with careful research you can choose the best credit card refinancing loan for you and your wallet. Look for things like low interest rates, easy application processes, fast access to funding and friendly customer service. Knowledge is power and the more information you have on potential lenders, the easier it will be to find the best credit card refinancing loans.

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When I found out I had a higher interest rate on my credit cards, I took advantage of the offer. It was quick and easy.  

– Pamela, San Diego CA

Why Should I Refinance with a Best Egg Credit Card Refinancing Loan?

At Best Egg, we’re committed to making money accessible so you can get on the path to financial freedom and start building your nest egg. Make a smart money move with a Best Egg Credit Card Refinancing Loan and take advantage of the many benefits Best Egg has to offer.

  • Build Your Nest Egg Save money over time with fixed interest rates on a credit card refinancing loan. Use what you save to build your nest egg.
  • Easy, Fast & Friendly Service Quick application process with access to funds in as little as one business day. Check your rate without impacting your credit score.
  • Simplify Life Solve major financial challenges with quick access to borrow up to $35,000.
  • Take Control of Your Credit You can improve your credit score when you stay up to date on payments and start paying down debt faster.
 

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Refinancing your Credit Cards with a Best Egg Personal Loan is as Easy as 1, 2, 3

1

Explore Your Options

Find the best credit card refinancing loan for you and your budget by reading reviews and learning about what you can expect.

2

Apply

Gather your financial information and apply online hassle-free.

3

Get Approved

With Best Egg you can find out if you’ve been approved for personal loan offers in just a few minutes.

Find Out How Much You Could Save

Interested in applying for a personal loan but want to know what your monthly payment and annual percentage rate (APR) might be before you apply? Give our personal loan calculator a try. It’s simple – just use the slider to select your requested loan amount, click on your desired loan terms, then select your current credit score to the best of your knowledge. Our calculator will handle the rest.

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Check Your Rate for a Credit Card Refinancing Loan

No impact to your credit score for applying

At Best Egg, we try to make things as simple as possible for you so you don’t have to think about all the logistics that come with refinancing your credit cards.

Best Egg personal loans amounts can range from $2,000 to $35,000 with Annual Percentage Rates (APRs) from 5.99% to 29.99%†. Our fixed interest rates, manageable monthly payments, and set repayment terms could help you pay off debt faster — giving you a chance to catch your breath and focus on the happier things in life.

If you have a positive credit rating and a good payment history, Bravo! You’ve likely worked hard for it. And, as they say, hard work pays off. The better your credit, the better your chances are to qualify for a low interest rate on a credit card refinancing loan.

If your credit score isn’t at its best, don’t lose hope – credit scores can change in as little as 30 days. Need some help? That’s what we’re here for. Straight Money Talk with Best Egg gives you plenty of resources to help you learn how you could build or improve your credit.

Check your rate today and see if you qualify for a Best Egg Credit Card Refinancing Loan.