Debt Consolidation

Put your debt behind you with a
Best Egg Debt Consolidation Loan.

Apply Now

Imagine all the things you could do
if you were debt free.

Travel the world, quit your part-time job, pay for a college education — the list is practically endless. We all dream about how we can live a better life, but what if we could turn those dreams into a reality? Sounds amazing, right?

A Best Egg Debt Consolidation Loan might be exactly what you need to pay down your debt so you can afford to hop on that plane to Europe, send your child to that top-notch university, spend less time working, and more time doing the things you enjoy most.

What is a Debt Consolidation Loan?

A Best Egg debt consolidation loan is an unsecured personal loan that can help you consolidate different types of debt. Whether it’s high interest rate credit card debt, medical bills, or auto loans — consolidating with Best Egg could be a smart way to help you pay off your balances all at once.

If you feel a sense of relief, here’s more: A debt consolidation loan can help you find financial freedom from paying higher than average interest rates, simplify life by reducing the number of monthly payments you manage, and save you money on annual fees.

Debt Consolidation Loan Interest Rates

Debt consolidation loan interest rates vary from lender to lender and often range between 4.99% to 36%. Most personal loan lenders offer fixed interest rates for the life of the debt consolidation loan. Unlike variable rates on credit cards, the rate you pay on a personal loan for debt consolidation won’t change.

Is Debt Consolidation a Good Idea?

Will it save you money? If your answer is yes, then it’s a no-brainer. If you’re not sure, you can use our debt consolidation loan calculator to learn how much you could potentially save. A debt consolidation loan is a good idea as long as you use it to pay down debt and avoid running up more debt on credit cards.

The Pros to Debt Consolidation

  • You can consolidate all of your outstanding balances, resulting in one monthly payment.
  • Debt consolidation loans may offer lower interest rates.
  • You can pay off debt quicker.
  • You can avoid credit damage if you manage your consolidation loan responsibly and don’t run up additional debt.

Want to Learn More?

Here’s some of our Best “Egg”ucation tools

Thank you very much. I can pay off some bills and consolidate payments and maintain some financial peace. Blessings.

– William, Best Company

Why Choose Best Egg for Debt Consolidation?

At Best Egg, we’re committed to making money accessible so you can live your best life. A Best Egg debt consolidation loan is just one way you could get on the path to financial freedom.

  • Build Your Nest Egg Save money over time, with fixed interest rates on a debt consolidation loan. Use what you saved to build your nest egg.
  • Easy, Fast & Friendly Service Quick application process with access to funds in as little as one business day. Check your rate without impacting your credit score.
  • Simplify Life Solve major financial challenges with quick access to borrow up to $35,000.

Check Your Rates

Don’t just take our word for it

According to our customers, we’re everything we’re cracked up to be.

A Debt Consolidation Loan with Best Egg is as Easy as 1, 2, 3


Explore Your Options

Find the best debt consolidation loan for you and your budget by reading reviews and learning about what you can expect.



Gather your financial information and apply online hassle-free.


Get Approved

With Best Egg you can find out if you’ve been approved for personal loan offers in just a few minutes.

Find Out How Much You Could Save

Considering applying for a personal loan to consolidate debt but want to know what your monthly payment and annual percentage rate (APR) might be before you apply? Give our personal loan calculator a try. It’s simple – just use the slider to select your requested loan amount, click on your desired loan terms, then select your current credit score to the best of your knowledge. Our calculator will handle the rest.

Estimate my Monthly Payments

Check Your Rate for a Debt Consolidation Loan

No impact to your credit score

At Best Egg, we try to make things as simple as possible for you so you don’t have to think about all the financial logistics that come with debt consolidation.

Best Egg personal loans amounts can range from $2,000 to $35,000 with Annual Percentage Rates (APRs) from 5.99% to 29.99%†. Our fixed interest rates, manageable monthly payments, and set repayment terms could help you pay off debt faster — giving you a chance to catch your breath and focus on the happier things in life.

If you have a positive credit rating and a good payment history, Bravo! You’ve likely worked hard for it. And, as they say, hard work pays off. The better your credit, the better your chances are of qualifying for a low interest rate on a debt consolidation loan.

If your credit score isn’t at its best, don’t lose hope – credit scores can change in as little as 30 days. Need some help? That’s what we’re here for. Straight Money Talk with Best Egg gives you plenty of resources to help you learn how you could build or improve your credit.

Check your rate today and see if you qualify for a Best Egg debt consolidation loan.