Moving loans: move with peace of mind

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Family unpacking moving boxes together in new home
Family unpacking moving boxes together in new home

Focus on settling into your new home

After hiring movers, renting a moving vehicle, and paying for moving insurance, relocation costs can add up quickly. A Best Egg Moving Loan could help you get from A to B stress-free.

  • Make sure your move runs smoothly with access to up to $50k
  • Check your rate without impacting your credit score
  • Save money over time with fixed APRs
  • Get funding in as little as 24 hours*

What to think about when considering a
Moving Loan

1

Are you looking for money to pay for professional movers, moving truck costs, or other moving- related expenses?

2

Is your credit score high enough to qualify for an APR that suits your budget?

3

Will you be able to pay back your moving loan without running up additional debt?
man learning to manage his finances

Find out how much you could save

If you’re considering applying for a moving loan, try our personal loan calculator to see what your monthly payment and annual percentage rate might be before you apply.

Estimate My Rates

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FAQ

According to Forbes, a short-distance or local move typically costs $300-$6,900, while a long-distance, out of state move costs between $3,200-$17,000. Your moving costs will depend on the number of movers hired, how many belongings you have, and how far you’re moving.

Moving loans, also known as relocation loans, are a type of personal loan specifically designed to cover the relocation costs of moving from one place to another. They’re often used by people who are relocating for a job or moving into a new home. Learn more and explore different personal loan options.

Yes. You can use your moving loan funds to cover all kinds of expenses related to your move, including hiring movers, moving truck costs, packing supplies, storage and shipping fees, and more. Once you’re moved in, check out this list of inexpensive ideas for breathing life into your new home.

Moving your entire life around is stressful enough, and that’s before the costs involved are considered. Moving loans give you the financial flexibility to cover expenses related to your move so you can focus on settling into your new home.

Like other loans, the biggest risk with moving loans is taking on debt without having a solid repayment plan. Missing or late payments can drop your credit score rapidly and cause you to acquire more debt. Before applying for any financial product, it’s wise to assess your financial situation and determine how much you can borrow safely. Not sure which kind of loan is right for you? Read about the types of loans available and how to choose your best option.

When you accept a moving loan offer, a hard inquiry will be placed on your account, and a new credit account will be added to your credit report. Both factors can cause a slight dip in your credit score. With that said, if you manage your loan responsibly by making on time payments, over time, this could lead to a positive impact on your score. Learn more about the factors that impact your credit score and explore credit score basics.

The only fee you have to pay with a Best Egg Moving Loan is the one-time origination fee that’s included in the principal loan amount. There’s also a $15 returned payment fee if your payment doesn’t process (usually due to returned checks or insufficient funds in the bank account).

Applying for a Best Egg Moving Loan only takes a few minutes, and you’ll find out if you’re approved for an offer instantly. If you’re approved, money should be in your account within 1-3 business days*.

Ready to get started?