a happy and care-free woman driving in her car

A+ rated with the Better Business Bureau

Rated #1 Personal Loan by Best Company

4.6 rating from 6,500+ reviews

Let us help you achieve your goals

In as little as 24 hours, you could access up to $50k in cash to consolidate high-interest debt, cover a large purchase, pay for a dream vacation, and more.

Let us help you achieve your goals

Save money over time with fixed APRs

Earn an even better rate with our Direct Pay feature

No impact to your credit score if you’re not approved

Get funding in as little as 24 hours

Your loan could be just 3 steps away


Explore your options

Read reviews, learn about what you can expect, and see what you can fit into your budget.


Apply for your loan

Gather your financial information and apply online hassle-free.


Get your offer

Find out if you’ve been approved for a personal loan in just a few minutes.


Best Egg will award a $150 gift card to you and the friend that referred you if the following conditions are met:


  • You apply for a Best Egg Personal loan, using the referral link your friend sent to you.
  • You’re approved for the loan, receive the funds, and make your first payment.
  • You must be a new Best Egg Personal Loan customer. This offer won’t be valid if you have an open or closed loan account with us.

We won’t send an official message telling your friend whether you’ve applied or been approved for a loan. If you both receive gift cards however, your friend will know you were approved.

Once your loan has been approved, you’ve received the funds, and you’ve made your first payment, you’ll receive an email with a code and instructions for redeeming your gift card.

We offer a wide variety of gift cards you can choose from, including restaurants, top retailers, travel and entertainment companies.