Question 1

How does the Refer-a-Friend program work?

Accepted Answer

Best Egg will award a $150 gift card to you and the friend that referred you if the following conditions are met:

 

 	You apply for a Best Egg Personal loan, using the referral link your friend sent to you.
 	You're approved for the loan, receive the funds, and make your first payment.
 	You must be a new Best Egg Personal Loan customer. This offer won't be valid if you have an open or closed loan account with us.

Question 2

Will Best Egg tell my friend if I’m approved for my loan?

Accepted Answer

We won’t send an official message telling your friend whether you've applied or been approved for a loan. If you both receive gift cards however, your friend will know you were approved.

Question 3

When will I get my gift card?

Accepted Answer

Once your loan has been approved, you've received the funds, and you've made your first payment, you'll receive an email with a code and instructions for redeeming your gift card.

Question 4

What gift cards can I earn?

Accepted Answer

We offer a wide variety of gift cards you can choose from, including restaurants, top retailers, travel and entertainment companies.

Question 5

How do personal loans work?

Accepted Answer

A personal loan is a fixed-term loan that lets you borrow a lump sum of money and repay it in predictable monthly installments over a set period. Best Egg offers personal loans that can be used for a variety of purposes, including debt consolidation, home improvements, medical expenses, and more. The application process is quick and easy, and you can check your rate without impacting your credit score.                    Explore different personal loan options.

Question 6

What is the difference between an unsecured and secured loan?

Accepted Answer

The primary difference between unsecured and secured loans lies in collateral.

Unsecured loans: These loans don t require any collateral. Approval is based on your creditworthiness. Best Egg offers unsecured personal loans that can be used for various purposes.
Secured loans: These loans require collateral, or something of value like the fixtures in your home, along with your creditworthiness to offset the risk for lenders. Best Egg offers secured personal loans.

Learn more about secured vs. unsecured loans.

Question 7

How can I improve my financial health?

Accepted Answer

Improving your financial health involves understanding your financial situation and making informed decisions. Best Egg Financial Health is a free platform that provides tools to help you:

Monitor your credit score
Keep up with debt paydown
Build and manage a budget
Increase your financial literacy
Understand more about your money

By using these tools, you can gain insights into your financial habits and make adjustments to improve your overall financial well-being.

Question 8

How do I manage debt?

Accepted Answer

Managing debt effectively involves understanding your obligations and creating a plan to pay them off. Best Egg offers resources to help you:

Understand different debt paydown strategies
Explore Debt Consolidation Loans
Create an automatic budget based on your expenses and spending.

These tools can assist you in developing a personalized plan to reduce and manage your debt effectively.

Question 9

How do I budget to stay on track financially?

Accepted Answer

Building a budget is the first step toward financial stability. With a simple budget, you can see where your money is going, cut your unnecessary expenses, and even find areas to build savings. Creating and sticking to a budget can be tricky. But Best Egg Financial Health a free tool called Money Manager, which can help you build a budget automatically.
 
Check out this resource article about the importance of building a budget and get tips for ways you can stick to a budget without sacrificing the fun.

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A friend thinks a Best Egg Personal Loan may be right for you

Let us help you achieve your goals

Your loan could be just 3 steps away

1

Explore your options

2

Apply for your loan

3

Get your offer

A friend thinks a Best Egg Personal Loan may be right for you

Let us help you achieve your goals

Your loan could be just 3 steps away

1

Explore your options

2

Apply for your loan

3

Get your offer

How does the Refer-a-Friend program work?+–

Will Best Egg tell my friend if I’m approved for my loan? +–

When will I get my gift card?+–

What gift cards can I earn?+–