Think of one word that comes to mind when you think of holiday shopping. It’s probably budgeting, right? Okay, so maybe it’s not the first word that comes to mind—but it should!
Conversations about money do not have to be heated arguments. Here are a few suggestions for how to initiate and conduct a respectful conversation about household finances.
Before taking the necessary steps to living below your means, it is important that you understand why you are taking those steps. If the process becomes overwhelming, these incentives can help encourage you to push through.