Open-End Credit: Flexible rent is a unique open-end credit account originated by Cross River Bank.
Interest Rates and Interest Charges: The annual percentage rate (APR) for the Line of Credit is up to 29.99%. The maximum effective APR will not exceed 30.00%. If your Flexible Rent Line of Credit is fully repaid by the Due Date, which is the end of each respective calendar month, no interest will be charged. Interest charges begin on the 3rd of the following month if the prior month’s Advance is not fully repaid. The minimum interest charged will be no less than $0.50.
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Best Egg loans are personal loans made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC, Equal Housing Lender or Blue Ridge Bank, a Nationally Chartered Bank, Member FDIC, Equal Housing Lender. The Best Egg Credit Card is issued exclusively by First Bank & Trust, Member FDIC, Brookings SD pursuant to a license by Visa International. Visa is a registered trademark, and the Visa logo design is a trademark of Visa International Incorporated. “Best Egg” is a trademark of Marlette Technologies, LLC. Offers may be sent pursuant to a joint marketing agreement between Cross River Bank, Blue Ridge Bank, First Bank & Trust and Marlette Marketing, LLC, a subsidiary of Best Egg, Inc.