Compare Best Egg’s Personal Loan and the Homeowners Advantage Loan, Best Egg’s Secured Loan option.
Best Egg is pleased to offer two choices to help you meet your financial needs.
How the Best Egg Secured Loan Works

Complete the application online in about 10 minutes

Receive your funds in your account in as little as 3 days

Best Egg handles paperwork and files a lien on your fixture collateral

Repay through fixed monthly payments and no prepayment penalties
Frequently Asked Questions
In addition, traditional home equity loans may take several weeks to fund, involve multiple in-person appointments, and require extensive amounts of paperwork. With a Best Egg Secured Loan, you can complete everything online in a few minutes and receive your money in as little as one day.
If you decide to take out a Best Egg Secured Loan, Best Egg will give public notice of the lien by filing a document called a UCC-1, usually with your local government. If you have more than one Best Egg Secured Loan secured by the same collateral, then Best Egg will file only one UCC-1 notice covering all the liens under your loans. Best Egg will release each lien when the related loan is fully repaid and will release the filing when all such loans are fully repaid.
If you reside in a community property state, then Best Egg will require your spouse or domestic partner to provide their consent for your Best Egg Secured Loan(s). Please check your state laws and the additional information below and review your Loan Agreement for information on how your Best Egg Secured Loan(s) may affect your spouse or domestic partner.
What if…?
If you run into an issue making a payment on your loan, please contact us so we can discuss any options we may have available for you. Missing one or more payments could impact your credit score.
More information about unsecured personal loans can be found in our Resources Section.