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News

Marlette Funding to move to new HQ at The Concord

March 5, 2020

Home   »   News   »   Marlette Funding to move to new HQ at The Concord

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  • Charles Do Joins the Best Egg Team to Develop Auto Secured Lending Products
  • Marlette Introduces Best Egg Loan Purchase Program for the BancAlliance Network
  • Jean Traub Appointed as General Counsel of Marlette Holdings
  • Leading FinTech Company Marlette Announces $225 Million Preferred Equity Raise
  • Marlette Promotes Rhodes to Chief Operating Officer
  • Marlette Promotes Swift to President of Card Services

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  • Marlette Funding, the fintech behind the Best Egg personal lender, just hired away rival LendingClub's head of institutional sales. Now it's dusting off old plans to launch a credit card.
  • Marlette Funding continues growth, earns another Top Workplaces honor
  • BestCompany Names Best Egg a 2019 Consumers’ Choice for Personal Loan
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Wilmington, DE 19810
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Best Egg Personal Loans

† Annual Percentage Rates (APRs) range from 5.99%–35.99%. The APR is the cost of credit as a yearly rate and reflects both your interest rate and an origination fee of 0.99%–5.99% of your loan amount, which will be deducted from any loan proceeds you receive. The origination fee on a loan term 4-years or longer will be at least 4.99%. Your loan term will impact your APR, which may be higher than our lowest advertised rate. You need a minimum 700 FICO® score and a minimum individual annual income of $100,000 to qualify for our lowest APR. For example: a 5‐year $10,000 loan with 9.99% APR has 60 scheduled monthly payments of $201.81, and a 3‐year $5,000 loan with 5.99% APR has 36 scheduled monthly payments of $150.57.

About half of our customers get their money the next day. After successful verification, your money can be deposited in your bank account within 1-3 business days.

Best Egg loans are unsecured or secured personal loans made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC, Equal Housing Lender or Blue Ridge Bank, a Nationally Chartered Bank, Member FDIC, Equal Housing Lender. Best Egg Credit Card is issued by First Bank & Trust, Brookings, SD pursuant to a license by Visa International.
“Best Egg” is a trademark of Marlette Holdings, Inc., a Delaware corporation. All uses of “Best Egg” refer to “the Best Egg personal loan” and/or “Best Egg on behalf of Cross River Bank or Blue Ridge Bank, as originator of the Best Egg personal loan,” as applicable. Learn more about our lending partners.

The term, amount and APR of any loan we offer to you will depend on your credit score, income, debt payment obligations, loan amount, credit history and other factors. If offered, your loan agreement will contain specific terms and conditions. The timing of available funds upon loan approval may vary depending upon your bank’s policies.

Loan amounts range from $2,000–$50,000. Residents of Massachusetts have a minimum loan amount of $6,500; New Mexico and Ohio, $5,000; and Georgia, $3,000. For a second Best Egg loan, your total existing Best Egg loan balances cannot exceed $50,000.

Best Egg loans can be repaid at any time without penalty. Barring any unforeseen circumstances, Best Egg loans have a minimum term of 36 months and a maximum term of 60 months.

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

‡ Marlette Holdings, Inc., a Delaware corporation, is the parent company to the following subsidiaries: Marlette Servicing, LLC and Marlette Marketing, LLC.

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