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Your goals are important – we want to help you reach them.

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We’ll use your info to find available loan options for you.
Checking your rate won’t impact your credit score.

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Couple happily drinking coffee and looking at phone

Personal loans

Hassle-free funds up to $50,000

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Pay off debt faster and access better rates

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Top-rated personal loans

Get the funds you need and the flexibility you deserve

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Low fixed interest rates†

Save money over time with a fixed rate loan

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Secured Loan + Homeowner Discount

Access our lowest rates available

Lower percent

Homeowners could save more

Access our lowest rates available – average APR savings of 20%††

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Your entire home is not the collateral

Use fixtures like cabinets and vanities as collateral

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Fast application process

Check your rate in minutes with no additional paperwork to apply

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Mobile App

Take control of your account from anywhere

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Manage accounts with confidence

Instant, secure access to payment options and balances

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Stay informed and safe

Real-time alerts, when logged in, for account changes

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Flexibility at your fingertips

Check your credit score or apply for your next Best Egg loan

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Resources

Get answers to your questions in our articles and resources

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What Does it Mean to Prequalify for A Personal Loan?

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APR vs. Interest Rate: What You Really Need to Know

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In-Person and Online Loans: Which Option is Right for You?

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What’s Collateral? Definition and Examples

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View all resources

FAQ

Best Egg is an online financial platform that offers personal loans designed to help people manage their money with confidence. You can check your rate in minutes with no impact to your credit score, choose a loan option that fits your needs, and receive funds quickly, if approved. Best Egg focuses on a simple, transparent borrowing experience with no hidden fees and flexible repayment options.

Best Egg offers secured and unsecured personal loans that can be used for a variety of financial needs, such as consolidating debt, covering major expenses, or managing unexpected costs. These loans come with fixed monthly payments, so you know exactly what to expect to repay.

Eligibility for a Best Egg personal loan depends on factors like your credit profile, income, and overall financial history. While requirements vary, customers can check their rate online to see if they qualify. Checking your rate for a Best Egg loan is quick, easy, won’t impact your credit score, and helps you understand your options before deciding whether to move forward.

No—checking your rate with Best Egg won’t affect your credit score. The rate check uses a soft credit inquiry, which does not impact your credit. If you choose to accept a loan and move forward, a hard credit inquiry may be required at that point.

Best Egg stands out for its fast, straightforward online experience and commitment to transparency. Customers can check their rate without impacting their credit, choose clear loan terms, get award-winning customer support throughout the process, and even access a suite of tools and resources to help them reach their financial goals. With a focus on simplicity, guidance and trust, Best Egg helps borrowers feel confident in their financial decisions.

Explore our options

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Personal Loan

Homeowner Discount