Personal loans to achieve your goals

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No impact to your credit score when you check your rate!

Explore with no impact on your credit score

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Funding in as little as 24 hours

Find the type of loan that works for you

Understand the difference between unsecured and secured personal loans and how to decide which could be a good choice for you.

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“I can’t thank you enough for approving my loan. I know my credit isn’t perfect, but I try to take my debts seriously. With this loan I’ve been able to completely pay off 3 of my lingering debts, and I’ll now have a lot more money to devote to my remaining few. Thank you!”

Verified Best Egg Customer

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Learn more about online personal loans

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Credit Score Needed for A Personal Loan

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How Do Online Loans Work?

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What are Small Personal Loans?

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What are Installment Loans?

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Collateral and Personal Loans

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Which is Best for You: Personal Loans vs Auto Loans

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Refinancing a Personal Loan

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How to Get an Emergency Personal Loan

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What is an Emergency Loan?

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Secured vs. Unsecured Personal Loans

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FAQ

A personal loan is a lump sum of money you can borrow to use for just about anything: consolidating debt, renovating your home, financing a major purchase, and more. The loan is typically repaid over a specific period in fixed monthly installments, ensuring the monthly payment always stays the same. Want to know more? Explore different personal loan options.

To find out if you qualify for an offer, fill out our quick and easy personal loan application. We’ll ask for some personal information along with details about your employment and income. Once you submit your application, you’ll see what you’re eligible for in minutes. To learn more, discover the personal loan approval steps.

No. Checking your personal loan rate won’t impact your credit score, so you’re free to see what you qualify for with no risk. If you’re approved and decide to accept an offer, a hard inquiry will appear on your credit report, which could impact your credit.

The rate you receive is determined by many factors, including your credit score, information provided in your application, and more. Best Egg Personal Loans offer fixed rates ranging from 7.99%-35.99%. With that said, different personal loans can offer a variety of rates. Review all the different types of personal loans before choosing the best loan for you.

Yes. Best Egg loans have no prepayment fees or penalties, so if you find yourself ahead of the game, you can make additional payments whenever you’d like. Better yet, prepaying your personal loan could reduce future interest payments.

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