Personal loans to help you move forward

A personal loan is a lump sum of money you borrow for things like debt consolidation, home improvements, major purchases, and more. Rates and repayment terms help determine how long it will take to repay the loan and what your monthly loan payments may be.

To see if you qualify for a loan, complete our online personal loan application. We’ll ask for some basic personal information along with details about your employment and income. After you submit your application, you can review available offers in minutes.

No. Checking your rate won’t impact your credit score. If you’re approved and choose to accept an offer, a hard inquiry will appear on your credit report that could impact your credit score.

Your rate depends on several factors, including your personal financial information credit profile and the information in your application. We offer fixed rates ranging from 6.99%-35.99% that help make monthly loan payments predictable. When comparing options, look at the offer’s rate, total borrowing cost, and repayment terms to find a loan that fits your budget.

<!– wp:acf/sunnyside-calculator {“name”:”acf/sunnyside-calculator”,”data”:{“calculator_type”:”loan”,”_calculator_type”:”field_628ad17a01354″,”block_type”:”section”,”_block_type”:”field_6a45278f2ba24″,”caption”:””,”_caption”:”field_628ad16501353″,”title”:”Estimate your monthly payments”,”_title”:”field_628ad0db01351″,”description”:”Estimate what you could be paying each month and what your Annual Percentage Rate (APR) might be before you apply for a loan.”,”_description”:”field_628ad0e001352″,”colors_caption”:”#ffdc82″,”_colors_caption”:”field_628ad5ff81368″,”colors_text”:”#092951″,”_colors_text”:”field_628ad5e981367″,”colors_bg”:”#faf7f0″,”_colors_bg”:”field_628ad5e181366″,”colors”:””,”_colors”:”field_628ad5d281365″,”pl_loan_amount_min”:”2000″,”_pl_loan_amount_min”:”field_6a53f2efd9a12″,”pl_loan_amount_max”:”50000″,”_pl_loan_amount_max”:”field_6a53f31cd9a13″,”pl_apr_min”:”5.99″,”_pl_apr_min”:”field_6a53f274d9a10″,”pl_apr_max”:”35.99″,”_pl_apr_max”:”field_6a53f2b9d9a11″,”pl_cta_content”:”Ready to apply? Checking your rate won’t impact your credit score.”,”_pl_cta_content”:”field_6a23260267bd3″,”pl_cta_text”:”View offers”,”_pl_cta_text”:”field_6a23260267be0″,”pl_cta_style”:”secondary”,”_pl_cta_style”:”field_6a23260267be1″,”pl_cta_action”:”modal”,”_pl_cta_action”:”field_6a23260267be2″,”pl_cta_product”:”PERSONAL_LOAN”,”_pl_cta_product”:”field_6a23260267be4″,”pl_cta_button_link”:””,”_pl_cta_button_link”:”field_6a23260267bd4″,”pl_cta”:””,”_pl_cta”:”field_6a23260267bd2″,”pl_disclaimer_text”:”*These results are for illustrative purposes and were estimated based on the information you provided. If approved, your actual monthly payments may be calculated higher or lower. Best Egg loans include an origination fee of up to 9.99%. If funded, the origination fee will be deducted from your loan proceeds.”,”_pl_disclaimer_text”:”field_6a53f365d9a14″,”faq_items”:””,”_faq_items”:”field_624ad5441c4dd”,”faq”:””,”_faq”:”field_6a42c70f799bb”,”override_breadcrumbs”:””,”_override_breadcrumbs”:”field_62b9a07c3b248″},”mode”:”edit”} /–>Yes. Best Egg personal loans do not have prepayment fees or penalties, so you have the flexibility to make extra loan payments or even pay off your loan early, which may reduce the total interest you pay over the life of the loan.