Find out how much you could save
If you’re considering a personal loan for a major purchase, try our calculator to see what your monthly payment and annual percentage rate might be before you apply.
Major purchase loans: finance with confidence
When life throws a curveball your way, get back on your feet quickly with a major purchase loan.
A+ rated with the
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Excellent rating
from 6,500+ reviews
from 6,500+ reviews
No impact to your credit score when you check your rate!
When life throws a curveball your way, get back on your feet quickly with a major purchase loan.
Restore order when the unexpected happens
When your car breaks down without warning, the roof springs a leak, or your dryer quits on you, a Best Egg Major Purchase Loan could help you get the money you need to cover unexpected expenses.
Make your big purchase with access up to $50k
Check your rate without impacting your credit score
Save money over time with fixed APRs
Get funding in as little as 24 hours*
What to think about when considering a major purchase loan
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Would you prefer to finance a big purchase so you can preserve your cash flow?
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Is your credit score high enough to qualify for an APR that suits your budget?
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Will you be able to pay back your loan without running up additional debt?
How it works
Your major purchase loan could be just 3 steps away
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Find your best fit
Assess your budget, read reviews, and learn about our types of loans to find the one that’s right for you.
“Fast and easy to apply with. Money in the bank in two days*. Now I can pay off my credit cards high interest. Thank you so much Best Egg. Very reliable Loan.”
Robert of Twin Falls, ID
Quote is an excerpt from actual customer feedback provided via a Best Egg customer survey.
“Fast and easy to apply with. Money in the bank in two days*. Now I can pay off my credit cards high interest. Thank you so much Best Egg. Very reliable Loan.”
Robert of Twin Falls, ID
Quote is an excerpt from actual customer feedback provided via a Best Egg customer survey.
FAQ
A personal loan for a major purchase, commonly referred to as a major purchase loan, allows you to finance pricy or unexpected expenses quickly and easily without impacting your savings. With fixed rates and funding in as little as 24 hours*, you can get a big loan fast and repay it through predictable, affordable monthly payments.
Explore different personal loan options to learn more about types of personal loans and which could make your major purchase a minor concern.
Big purchases require big loans! Expenses you might finance with a major purchase loan include vehicles, home renovations, unexpected medical expenses, and more. With that said, you’re free to use the money for just about anything—whatever is most important to you.
If a major purchase loan isn’t the right choice for you, saving money in advance to cover the expense is the most affordable option compared to a big loan. You can also put big purchases on a credit card, but pay close attention to the APR—an unpaid balance at the end of the month can lead to costly interest fees. To avoid fees, make sure to pay your balance in full each month or take advantage of a card with a 0% intro APR.
Ask yourself these questions when considering reasons to finance a major purchase vs. using cash.
With a Best Egg Major Purchase Loan, you can apply for up to $50,000 at low, fixed rates.
It’s important to check in with yourself before making a big financial decision like paying for a major purchase. Learn more tips for building a healthy money mindset.