Vacation loans: your next adventure awaits

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Family of four hiking together enjoying mountain vista during outdoor adventure
Family of four hiking together enjoying mountain vista during outdoor adventure

Get ready to kick back and relax

Taking a vacation should relieve stress, not cause it. A Best Egg Vacation Loan could help you book your much-needed getaway without the financial worry associated with planning your next trip.

  • Get where you’re going with vacation financing up to $50k
  • Check your rate without impacting your credit score
  • Save money over time with fixed APRs
  • Get funding in as little as 24 hours*

What to think about when considering a
vacation loan

1

Do you need vacation financing to pay for transportation costs, a place to stay, and the adventures that await?

2

Is your credit score high enough to qualify for an APR that suits your budget?

3

Will you be able to pay back your vacation loan without running up additional debt?
man learning to manage his finances

Find out how much you could save

If you’re considering a loan for vacation, try our personal loan calculator to see what your monthly payment and annual percentage rate might be before you apply.

Estimate My Rates

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FAQ

Vacation loans, also referred to as travel loans, are a type of vacation financing that allow you to borrow money to cover expenses like airfare, accommodation, transport, and activities while in your vacation destination.

With a Best Egg Vacation Loan, you can apply for up to $50,000 at low, fixed rates to put toward your trip of a lifetime.

Vacation loans are specifically designed to finance travel-related expenses, while personal loans can be used for just about any purpose—debt consolidation, credit card refinancing, home improvements, and more. Get the full scoop with our personal loans 101 article.

A vacation loan, or travel loan, allows you to book everything you’ll need to enjoy your trip at once—flights, hotel stays, and experiences—without impacting your savings. And with fixed rates and funding in as little as 24 hours*, there’s no need to put off your plans. Set off whenever you’re ready, with peace of mind that your monthly payment will always stay the same. Like any other type of loan, the biggest potential con is taking on debt without a repayment plan in place. Missing or late payments can drop your credit score rapidly and cause you to acquire more debt. Before applying for any financial product, it’s wise to assess your financial situation and determine how much you can borrow safely. Not sure if you’re interested in a personal loan for vacation? Find tips for saving for a vacation, scoring great deals, and taking advantage of loyalty programs.

If you don’t want to take out a loan for vacation, you can always save money in advance. Vacation or travel club programs can help you save big on expenses, and some credit cards offer rewards for travel-related expenses like airfare and hotels. Learn more about how to finance your next vacation.

Ready to get started?