You’re trying to improve your credit score – or leverage it to apply for a new credit line – and you want to make sure it’s staying on a healthy path. Checking your credit report is a great place to start.
Your credit score updates every 30 days from three major bureaus, who don’t all update at the same time. That can leave a lot of room for discrepancies, and confusion, especially when each lender uses different scoring methods and can pull from different bureaus.
You can request a free copy of your full credit report once every 12 months directly from each of the three main credit bureaus, but staying on top of your credit seems like more than a once-a-year type of habit. So take control of your credit, and make checking your credit score a regular part of your “to-do” list.
If you enroll as a member of Best Egg Financial Health, you can also regularly check your score and monitor the factors that impact your score on a monthly basis. We’ll even send you a monthly reminder to check. Plus, you have access to your full credit report at no cost to you, along with alerts that let you know if there are any changes to your credit report.
When you receive your alerts, make sure there aren’t any inaccuracies popping up. Consistent monitoring and review could help you on your path to maintaining – or raising – your credit score and your financial confidence.