How it works
Personal Loans
Trusted by over<br>1 million people for<br>personal loans
Hassle-free personal loans for all of life’s financial needs.
No impact to your credit score when you check your rate!
Hassle-free personal loans for all of life’s financial needs.
Reviews
Real customers, real reviews
Quotes are excerpts from actual customer feedback provided via a Best Egg customer survey.
View All Reviews
Personal loans for hassle-free funds, fast
- Top-rated personal loans
- Low fixed APRs †
- Loans up to $50,000
“This is my second loan with Best Egg – first to pay off some home improvement costs and now some credit cards. Both times have been super fast and easy. I couldn’t have have done all I have without them! Thank you Best Egg!”
Paula of Springfield, MAQuote is an excerpt from actual customer feedback provided via a Best Egg customer survey.
“This is my second loan with Best Egg – first to pay off some home improvement costs and now some credit cards. Both times have been super fast and easy. I couldn’t have have done all I have without them! Thank you Best Egg!”
Paula of Springfield, MA
1
Find your best fit Assess your budget, read reviews, and learn about our types of loans to find the one that’s right for you.
“Convenient and easy to apply and secure loan. There is no bait and switch which is what I just experienced with another lender. The entire process and documentation is clear and transparent!”
Shannon of Woodbridge, CT
2
Apply for your loan Gather your financial information and submit a quick and easy application online.
“Convenient and easy to apply and secure loan. There is no bait and switch which is what I just experienced with another lender. The entire process and documentation is clear and transparent!”
Shannon of Woodbridge, CT
3
Get offers See if you have any personal loan offers within minutes.
“Convenient and easy to apply and secure loan. There is no bait and switch which is what I just experienced with another lender. The entire process and documentation is clear and transparent!”
Shannon of Woodbridge, CT“Convenient and easy to apply and secure loan. There is no bait and switch which is what I just experienced with another lender. The entire process and documentation is clear and transparent!”
Shannon of Woodbridge, CT“Convenient and easy to apply and secure loan. There is no bait and switch which is what I just experienced with another lender. The entire process and documentation is clear and transparent!”
Shannon of Woodbridge, CT“Convenient and easy to apply and secure loan. There is no bait and switch which is what I just experienced with another lender. The entire process and documentation is clear and transparent!”
Shannon of Woodbridge, CT
Resources
You’ve got questions, we’ve got answers. Lots of them.
FAQ
You can apply for loans from $2,000–$35,000, but loan limits can vary by state and with special offer codes, loans up to $50,000 may be available.
An Annual Percentage Rate (APR) includes both the interest rate and any fees, like an origination fee. Best Egg offers fixed APRs to express the cost of borrowing money.
Best Egg offers simple interest loans. Simple interest is calculated on the outstanding principal balance only. This means you aren’t paying interest on top of your interest like credit cards.
There is a one-time origination fee that is included in the principal loan amount, and is deducted from the amount deposited into your bank account.
Other fees: There is a $15 returned payment fee if your money does not get processed (returned checks or insufficient funds in your bank).