Why You Lose With Debt Settlement Companies
The rise of debt settlement companies (DSCs) has piqued the curiosity of many Americans who struggle to pay their bills.
What is a Good Debt-to-Income Ratio?
So, what is the magic number for determining whether your debt-to-income ratio is high or low?
What is a Debt-to-Income Ratio and Why is it Important?
Sometimes life throws a curveball that hits your pocketbook when you least expect it.
How to Discuss Household Finances as a Couple Without Arguing
Conversations about money do not have to be heated arguments. Here are a few suggestions for how to initiate and conduct a respectful conversation about household finances.
How to Lower my Debt-to-Income Ratio?
If you calculate your debt-to-income ratio and decide it is too high, or if you are unable to get approved for the amount you need, there are some things you can do to lower your DTI ratio before you borrow money.
How to Budget for Vehicle Maintenance and Unexpected Repairs
You worked hard and bought the car you have longed for so long, but may have not given thought to the cost of maintenance when considering how your new ride would impact your budget.
How to Live Below Your Means
Although it is often touted as the “secret to getting rich,” living frugally is more than a path to more money. It is the foundation for financial freedom.
How to Anticipate Maintenance to Your Home, Then Budget For It
One of the most gratifying purchases you can make — purchases that speak to your hard work and financial independence — is a home. People spend months, even years, to save money so they can put a down payment on the home of their dreams.
The Benefits of Living Below Your Means
Before taking the necessary steps to living below your means, it is important that you understand why you are taking those steps. If the process becomes overwhelming, these incentives can help encourage you to push through.