Impulse buying can happen to anyone. We're out and see something we want, like clothes, a tech gadget, or sports gear. Maybe it’s on sale, maybe not. Either way, into the cart — and often onto a credit card — it ...
Key points An auto loan could affect several factors that make up your credit score. The change can come in as little as 30 days. If handled responsibly, the loan could help you build good credit. Buying a ...
Things to note: Financial stress can contribute to high blood pressure, weight gain, fatigue, and heart disease. To regain control of your finances, start by following a budget and building an emergency fund. ...
When you think of investing, it may seem like something only the very wealthy can do. Stocks, bonds, crypto, ETFs – they all seem like they are from another world. So, you say to yourself, “Well, that’s not me! I don't ...
If you're looking into a new credit card, there are several advantages in having a "rewards card" that could earn credit card points or cash rewards while you shop. But which card is better suited to your goals, budget, ...
Key takeaways Credit card companies will want to see that you have a good credit history. There are credit card options for people with all types of credit scores. Read the fine print before deciding on a ...
When it comes to your credit score, student loans can have an impact. Recent statistics show that approximately 43 million people have outstanding federal student loans, totaling $1.6 trillion. In addition, millions of ...
What’s mindfulness, and what does it have to do with finances? Well, mindfulness is paying close attention to what you're doing, moment by moment. And that attention also includes how we spend our money. Sometimes we do ...
Key points Think about the lifestyle you want in retirement and how much it will cost to maintain it. If your employer offers a 401(k) and will match your contributions, contribute enough to lock in the full ...
Key takeaways There is no particular benefit to keeping a balance on a credit card. Checking your credit report does not hurt your credit score. A credit card account can have different balances with different ...
If you're concerned about how to budget for inflation, you're not alone. Inflation occurs when there is a general increase in the price of goods and services. This leads to a fall in the purchasing power of money and can ...
When the moment comes that you need to take control of your parents' finances, it's tough on everyone involved. If your parents become ill or incapacitated, someone needs to manage their accounts, pay all their bills, ...
It isn’t uncommon to have a late credit card payment now and then — sometimes it’s by accident, sometimes it’s by circumstance. And when you miss a payment, there can be consequences. When you make at least the minimum ...
We’ve all felt it – the feeling of happiness that comes when you purchase something new. Purchasing something – often when it’s not needed – can release feel-good endorphins that boost our mood and make us feel good. And ...
One of the most difficult — but necessary — talks you may have in your lifetime is speaking with your parents about finances. Often, emotions rise to the surface, making the situation stressful. But the truth for many is ...
If you find yourself in the enviable position of being able to pay off your credit card debt, you may wonder, “Does paying off my credit card hurt my credit?” The short and sweet answer is that just paying off your ...
While many consumers may not be familiar with the term credit utilization ratio, this concept can have a big impact on credit scores. Good credit empowers individuals to get loans for a wide variety of purposes, ...
Summertime is fun time — so it’s wise to set up a good plan to avoid a financial sunburn. Head into the season with a solid summer budget and you'll make it to fall without any painful side effects. The summer months ...
It’s time for an important question: Do you manage your money, or does your money manage you? Do you feel that you’re in control of your finances? Or do you just hope that everything will work out in the end because you ...
If your credit score is low, and you're wondering how to get a credit card with bad credit — take heart. Plenty of credit card issuers realize there are people out there who may have hit a financial snag and want to ...
Imagine for a moment that you've applied for a loan but received a notice saying your application has been rejected. Or maybe you have a credit card or bank account that lets you view your credit score, and the score is ...
Weddings are exciting to attend and even more exciting to plan. You’re creating a celebration of the love you’ve found and the life you want to build, with all your loved ones around you. Just one little thing you’ve got ...
Rewards credit cards are a way for lenders to attract new customers, and consumers may benefit from all the new choices and varieties of rewards and perks that are on the market. Of course, to get the biggest benefits we ...
Credit cards are a convenient way to pay for the things we want and need. We can swipe a card and pay for dinner, clothing or some other new purchase. When we do, we know we'll later get a monthly bill, or “statement,” ...
You might think you know all about credit cards – but do you know the differences between store credit cards and general-purpose credit cards? If you’ve never considered the two, know that there are important ...
If you’ve fallen behind with your bills or carry a lot of debt, you may find yourself with a low credit score. If you do have a low score, rebuilding credit can be important for your financial future. A low credit score ...
Different types of personal loans can help you do many different things. They could help you make large purchases, consolidate other types of debt, pay medical bills, and even help you out in an emergency. It’s a very ...
Let's explore some of the important factors about credit limits that everyone could benefit from knowing, starting with the basics. A credit limit (also called "credit line") is the maximum spending amount set by your ...
Tracking expenses is a key part of sound money management. It’s a good way to understand your spending habits and help you gain control of your personal finances. The goal is not to create busy work — it’s to help you ...
If you have a credit card, you should be aware of your credit limit. This is the limit to how much you can charge (hint: it’s also called a “spending limit”). But what if you have a big expense? If you need to cover a ...
Here at Best Egg, we are deeply concerned for the communities affected by Hurricane Ian. If you are impacted and need assistance, loan customers please call 855-282-6353 and Credit Card customers please call 833-707-1226. Wishing everyone safety, well‑being, and a quick recovery, The Best Egg Team.