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Financial Stress: 10 Ways to Find Relief

Things to note: Financial stress can contribute to high blood pressure, weight gain, fatigue, and heart disease. To regain control of your finances, start by following a budget and building an emergency fund. ...

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How to Start Investing: A Guide for Beginners

When you think of investing, it may seem like something only the very wealthy can do. Stocks, bonds, crypto, ETFs – they all seem like they are from another world. So, you say to yourself, “Well, that’s not me! I don't ...

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Credit Card Rewards: How They Could Work for You

If you're looking into a new credit card, there are several advantages in having a "rewards card" that could earn credit card points or cash rewards while you shop. But which card is better suited to your goals, budget, ...

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What Do I Need to Apply for a Credit Card

Key takeaways   Credit card companies will want to see that you have a good credit history. There are credit card options for people with all types of credit scores. Read the fine print before deciding on a ...

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How Do Student Loans Affect Credit Scores?

When it comes to your credit score, student loans can have an impact. Recent statistics show that approximately 43 million people have outstanding federal student loans, totaling $1.6 trillion. In addition, millions of ...

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How to Save for Retirement: Sooner is Better

Key points Think about the lifestyle you want in retirement and how much it will cost to maintain it. If your employer offers a 401(k) and will match your contributions, contribute enough to lock in the full ...

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Don’t Let Credit Card Myths Take Your Money

Key takeaways There is no particular benefit to keeping a balance on a credit card. Checking your credit report does not hurt your credit score. A credit card account can have different balances with different ...

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What Happens If I Make a Late Credit Card Payment?

It isn’t uncommon to have a late credit card payment now and then — sometimes it’s by accident, sometimes it’s by circumstance. And when you miss a payment, there can be consequences. When you make at least the minimum ...

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Emotional Spending: Why Do I Do It? How Do I Stop?

We’ve all felt it – the feeling of happiness that comes when you purchase something new. Purchasing something – often when it’s not needed – can release feel-good endorphins that boost our mood and make us feel good. And ...

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Use a Summer Budget to Find Your Fun Money

Summertime is fun time — so it’s wise to set up a good plan to avoid a financial sunburn. Head into the season with a solid summer budget and you'll make it to fall without any painful side effects. The summer months ...

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Money Management: Use These 16 Powerful Tips

It’s time for an important question: Do you manage your money, or does your money manage you? Do you feel that you’re in control of your finances? Or do you just hope that everything will work out in the end because you ...

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How to Win at the Rewards Credit Card Game

Rewards credit cards are a way for lenders to attract new customers, and consumers may benefit from all the new choices and varieties of rewards and perks that are on the market. Of course, to get the biggest benefits we ...

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How Does Credit Card Interest Work: Q&A Guide

Credit cards are a convenient way to pay for the things we want and need. We can swipe a card and pay for dinner, clothing or some other new purchase. When we do, we know we'll later get a monthly bill, or “statement,” ...

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Store Credit Cards: Are They a Good Option?

You might think you know all about credit cards – but do you know the differences between store credit cards and general-purpose credit cards?  If you’ve never considered the two, know that there are important ...

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Rebuild Credit to Maximize Your Credit Score

If you’ve fallen behind with your bills or carry a lot of debt, you may find yourself with a low credit score. If you do have a low score, rebuilding credit can be important for your financial future. A low credit score ...

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How to Increase Your Credit Limit – and Why

If you have a credit card, you should be aware of your credit limit. This is the limit to how much you can charge (hint: it’s also called a “spending limit”). But what if you have a big expense? If you need to cover a ...

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